TERMS & CONDITIONS

Effective Date: August 6, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the website and services offered by The Abundance Firm LLC (“The Abundance Firm,” “we,” “us,” or “our”). By using this website or submitting information through it, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the website.

1. ABOUT OUR SERVICES

The Abundance Firm helps individuals, families, heirs, and authorized representatives research and pursue potential claims for funds that may be rightfully owed to them. Services may include research, verification, document organization, claim assistance, communications, and follow-through.

Information on this website is general information only. It is not legal, tax, accounting, or financial advice and does not create an attorney-client, fiduciary, or other professional relationship.

A website submission or initial review does not guarantee that a valid claim exists, that a claim will be accepted, that funds will be recovered, or that any particular amount or timeframe will apply. Eligibility, documentation requirements, processing times, and outcomes may depend on third parties, applicable law, and the facts of each matter.

2. ELIGIBILITY AND AUTHORITY

You must be at least 18 years old and legally able to agree to these Terms. If you submit information for another person, estate, trust, company, or other organization, you represent that you are authorized to do so. We may request proof of identity, relationship, ownership, heirship, or authority before providing services.

3. ACCURACY OF INFORMATION

You agree to provide information that is accurate, current, and complete to the best of your knowledge. You may not impersonate another person, submit information you are not authorized to provide, interfere with the website, attempt unauthorized access, or use the website for unlawful, fraudulent, or abusive purposes.

4. SERVICE AGREEMENTS AND FEES

Any engagement for recovery assistance, compensation arrangement, authorization, assignment, or other material service term will be described in a separate written agreement when applicable. If a separate written agreement conflicts with these Terms regarding the services covered by that agreement, the separate agreement controls.

You are not obligated to enter into a service agreement merely because you use this website, communicate with us, or request an initial review.

5. ELECTRONIC COMMUNICATIONS

By providing an email address or using the website chat, you consent to receive communications related to your inquiry through those channels. You are responsible for keeping your contact information current. Electronic communications may not always be secure, timely, or error-free.

6. SMS TEXT MESSAGING TERMS

Program Name: The Abundance Firm Claim Assistance.

Program Description: If you voluntarily opt in, The Abundance Firm LLC may send recurring SMS text messages about your inquiry, potential claim, requested services, document needs, appointment reminders, status updates, follow-up questions, and related customer care. We may also respond to messages you send us.

Consent: SMS consent is voluntary and is not a condition of purchase or service. You must affirmatively check the consent box or otherwise provide a legally recognized opt-in. We do not use a pre-checked consent box.

Message Frequency: Message frequency varies based on your inquiry and activity.

Rates: Message and data rates may apply according to your wireless plan.

STOP: Reply STOP to any message to unsubscribe. After you send STOP, we may send one confirmation message. You will no longer receive messages from that program unless you opt in again. We may continue to contact you through another method when legally permitted.

HELP: Reply HELP for help. You may also request support through the chat widget on this website or write to the mailing address below.

Supported Carriers: Delivery depends on your wireless carrier and device. Carriers are not liable for delayed or undelivered messages.

Privacy: Our collection and use of information is described in the Privacy Policy page on this website. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging originator opt-in data and consent will not be shared, sold, rented, or disclosed to third parties or affiliates for their marketing or promotional purposes.

Availability: SMS service may not be available on all carriers or devices and may be changed or discontinued. We are not responsible for carrier charges, network availability, or messages delayed or blocked by a carrier.

7. PRIVACY

Our Privacy Policy is incorporated into these Terms. Please review it before submitting personal information. Do not send highly sensitive documents through unsecured channels unless our team has provided instructions for doing so.

8. INTELLECTUAL PROPERTY

The website, its design, text, graphics, logos, and other content are owned by or licensed to The Abundance Firm and are protected by applicable law. You may view and print website content for your personal, noncommercial use. You may not copy, modify, distribute, sell, scrape, publish, reverse engineer, or exploit website content without our prior written permission, except as permitted by law.

9. THIRD-PARTY SERVICES AND LINKS

The website may link to or rely on third-party services. We do not control and are not responsible for third-party websites, platforms, content, security, availability, or privacy practices. A link does not imply endorsement.

10. DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND GENERAL INFORMATION ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND UNINTERRUPTED OR ERROR-FREE OPERATION.

Nothing in these Terms excludes a warranty or right that cannot legally be excluded. Any warranties or obligations stated in a separate written service agreement remain subject to that agreement.

11. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, THE ABUNDANCE FIRM LLC AND ITS OWNERS, EMPLOYEES, CONTRACTORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF DATA, PROFITS, OPPORTUNITY, OR GOODWILL ARISING FROM THE WEBSITE OR GENERAL INFORMATION.

These limitations do not apply where prohibited by law and do not alter obligations expressly stated in a separate written service agreement.

12. INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold harmless The Abundance Firm LLC and its owners, employees, and contractors from claims, losses, or expenses arising from your unlawful misuse of the website, your material violation of these Terms, or information you submit without authorization.

13. SUSPENSION OR TERMINATION

We may restrict or terminate website access when we reasonably believe a user has violated these Terms, created a security risk, interfered with the website, or used it unlawfully. Provisions that by their nature should survive termination will remain effective.

14. GOVERNING LAW

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any dispute not governed by a separate written agreement will be brought in a court of competent jurisdiction in Arizona, unless applicable law requires otherwise.

15. CHANGES TO THESE TERMS

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the website after an update constitutes acceptance of the revised Terms.

16. SEVERABILITY AND ENTIRE AGREEMENT

If a provision of these Terms is found unenforceable, the remaining provisions will remain in effect. These Terms and the Privacy Policy form the entire agreement concerning general website use, except that a separate written service agreement may govern specific services.

17. CONTACT AND CUSTOMER SUPPORT

For questions, SMS support, or help with these Terms, contact The Abundance Firm LLC through the chat widget on this website or by mail:

The Abundance Firm LLC

1099 S Pantano Road, No. 18136

Tucson, Arizona 85710

For text-message assistance, reply HELP. To stop text messages, reply STOP.